Real estate appraisal services for homeowners in the city of Cape Coral and Lee County

See the top reasons FL homeowners hire Preferred Appraisal SWF:

Find the right listing price (whether they're selling the home themselves or using an agent)
To challenge a FL property tax assessment
To reduce their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a FL divorce, when real estate needs to be divided
To settle an estate in FL by determining the true market value of property in question

Own a house in or near Cape Coral, FL and need help deciding the price of it?
Contact Preferred Appraisal SWF.

At Preferred Appraisal SWF, we understand the special needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Preferred Appraisal SWF, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Need to cancel PMI?

An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At Preferred Appraisal SWF, we're experts in helping clients just like you remove unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An appraisal from Preferred Appraisal SWF is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be inconvenient from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Preferred Appraisal SWF can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.